Whether you are pre-revenue, new revenue, or a business open under two years, a startup loan may be the best option for your needs. With a two-to-seven-year term, and a monthly payment, you can feel at ease with a lower more manageable payment as you grow. Our startup loan program is for good and great credit United States citizens
We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model.Most lenders require a 600+ score to qualify for funding.
For best results have a clean credit history, with 3+ open lines and at least 5 years of credit history.
Your paystubs, or tax return is what most lenders will look at to determine how much funding you qualify for. The more money you make, the more funding you can qualify for.
It's recommended that you make $40,000 adjusted gross income or more to get approved.
For 700+ scores you may qualify for a no doc loan, and business credit cards, where documentation is minimal.
With our other funding programs, you will need to provide proof of identity, and income, and they will prefer a soft pull for offers.
When a business owner has credit issues, traditional banks aren’t the solution. Most banks, including credit unions and the SBA want owners to have a 680+ credit score.
So where can you go to get funding when you need it? Business advances!
Business owners that have been open at least three months, with $20,000 in monthly revenue and a 480+ FICO, you can get funding based on your revenue.
We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model.
Most lenders require a 480+ score to qualify for funding.
If you have collections, charge offs, or even a bankruptcy, you can still get approved with this
program.
Since funding is based on your revenue, we prefer to work with clients making at least $20,000 per month.
Your funding approval will not exceed 2x your monthly revenue.
Lenders will require you to complete an application, send in three-to-six month bank statements, tax returns (if you want funding over $50k), proof of identity, and financials if wanting over $100k.
Are you a business looking for a revolving line that you can pull money from at any time for any reason without having to apply and wait for funds to post?
Once you are approved, you get a portal and can draw money instantly.
As a bonus, a business lines of credit provide that AND report to business credit.
Our lenders require a 650+ score from all owners of the business and require 100% ownership on the application.
Having strong business credit will help with an approval.
Lenders are going to want to see $25,000+ per month in revenue, plus a minimum of $5,000 average daily balance. Additionally, you need to show ten deposits minimum per month.
Lenders will require bank statements, tax return, proof of identity, and depending on the amount, financials.
Does your business need to upgrade, replace, or expand with equipment? Our equipment loan program provides a monthly payment loan with up to a seven year term.
Our equipment loan program also allows you to secure other funding without the risk of a
decline because of recent funding!
Lenders prefer a 600+ FICO from each business owner in order to qualify.
Having charge offs, and collections will not affect your likelihood of approval.
If you have bad business credit, an approval is unlikely
Your net profit needs to be at least $35k, and depending on the cost of your equipment, you
may need to show a larger profit. Larger profits lead to larger equipment approvals.
If you show a loss on your taxes, you will not qualify for this program.
Lenders will want an invoice from a US vendor for the cost of the equipment starting at
$25,000. You will also need bank statements, and possible financials to get an approval.
Want to tap into funding without documentation? This is the program.
With all the changes in business credit, most credit cards now require a PG, but the major
benefit is you don’t need to show income to get approved for large approvals.
Lenders want to see 700+ score, although some will consider profiles as low as 680.
Credit needs to be clean, with utilization under 30%, and a strong mix of open revolving lines.
Most lenders do not require a minimum revenue.
You will need an EIN, an LLC or Corporation registered with the Secretary of State.
Some lenders will have additional requirements.
Are you looking to purchase a high-ticket product and want financing? We offer term loans and credit cards with longer terms. With funding in just a few days.
We have an exclusive high-ticket program for businesses that offer products like these to
finance their clients.
Lenders prefer a 600+ FICO from each business owner in order to qualify.
Having charge offs, and collections will not affect your likelihood of approval.
If you have bad business credit, an approval is unlikelyy
Your net profit needs to be at least $35k, and depending on the cost of your equipment, you
may need to show a larger profit. Larger profits lead to larger equipment approvals.
If you show a loss on your taxes, you will not qualify for this program.
Lenders will want an invoice from a US vendor for the cost of the equipment starting at
$25,000. You will also need bank statements, and possible financials to get an approval.
Do you have credit card or personal debt you want to reduce the payment or APR to.
Are you looking at making a large purchase over $10k, we have monthly options.
Whether its in stocks, opening a new business, investing in one, or buying real estate.
As a reminder, we DO NOT hard pull your credit for offers or charge you any upfront fees. Once you complete our form, your funding expert will reach out to schedule a call at your convenience.
We offer a comprehensive suite of flexible funding options from a trusted network of lenders, ensuring you get the perfect blueprint for success.
We offer a wide range of funding programs designed to support new and established businesses:
Startup Loans: $25,000–$250,000
Business Advances: $25,000–$500,000
Lines of Credit: Up to $1,000,000
Equipment Funding: $25,000–$5,000,000
SBA 7(a) Loans: $50,000–$5,000,000
Business Credit Cards: $25,000–$250,000
High-Ticket Offers Financing: $5,000–$150,000
The Smart Path to Business Funding, backed by unparalleled expertise and speed.
Apply and receive offers without impacting your credit score. Protect your financial future.
Apply and receive offers without impacting your credit score. Protect your financial future.
We prioritize speed so you can capitalize on opportunities without delay.
Bad credit? Excellent credit? We have specialized programs for all financial profiles.
Your dedicated expert guides you through offers, ensuring the best financial fit.
One application connects you to hundreds of lenders for competitive, tailored terms.
Boost inventory levels to meet demand, prepare for peak seasons, or take advantage of bulk pricing. Proper funding ensures you never miss out on revenue because of low stock.
Expansion: into new markets, locations, or adding new services.
Equipment: purchase, critical machinery upgrades, or vehicle financing.
Lines of Credit: Up to $1,000,000
Inventory: stocking for peak season or securing better bulk pricing.
Large Purchases: such as property acquisition or major technology investment.
Consolidation: of existing high-interest debt into one affordable payment.
Helping new founders secure the capital they need to turn ideas into functioning businesses.
Supporting investors acquiring high-ticket assets, commercial properties, or scaling their portfolios.
Empowering established companies to grow, upgrade, and operate more efficiently.
Providing personal funding options for debt consolidation and major purchases.
Complete our secure, soft-pull-only online application. It’s fast and protects your credit score.
A Funding Expert reviews your profile and matches you with multiple, tailored offers from our network.
Select the best offer, sign documents digitally, and see funds deposited in as little as 24–48 hours.
Stop wasting time applying to single lenders. Get the best offers tailored to your business, with expert guidance every step of the way.
No. We are a premier funding **marketplace**. We process your single application and match you with the best rates from over 100 trusted lending partners, giving you a competitive advantage.
**Absolutely not.** We do not charge application fees or any upfront retainer fees. We only earn a success-based commission when you accept and receive funding.
**No.** Our initial marketplace matching uses a soft credit pull only and will not affect your credit score. A hard pull is only initiated by the chosen lender once you formally accept an offer to finalize funding..
For most business funding programs, a personal guarantee is required. However, some of our high-revenue business advance options may not require a PG, and our Personal Loans are unsecured.
For fast programs like Business Advances, funding can happen in **2–3 business days**. For term loans, SBA, or complex high-ticket financing, the process typically takes **2–4 weeks**.
Our specialty is helping small businesses grow and scale, with the goal of building them into future Fortune 500 companies.
